Educator Professional Liability Insurance

Your Coverage Options:

Educators Professional Liability Plan

Personalized protection for educators who are employees of educational institutions. Rates start as low as $99 per year for $1 million in liability coverage. The plan pays all your defense costs in addition to liability limit for professional liability claims. It also provides job protection benefits if you're subjected to a demotion, transfer, reassignment or dismissal.

Available for immediate purchase online


Private Practice Professional Liability

Self-employed educators or those engaged in education-related partnerships, limited liability companies, or corporations can protect their personal assets against work-related lawsuits with our Private Practice Professional Liability Insurance Plan. Choose from three liability limits and three deductible levels for economical protection that meets your needs. Optional off-premises liability coverage available if you provide services at locations other than those you own or rent.

Application available for download


Student Educator Professional Liability Plan

Required by many colleges and universities. Satisfies the insurance liability requirement for students participating in internships, practicums and other teacher training programs. This value-priced plan provides $1 million of professional liability coverage for only $25 per year and pays all defense costs in addition to the limit of liability.

Available for immediate purchase online


Why educators need professional liability insurance

The sad truth today is that educators are increasingly the target of work-related lawsuits brought by disgruntled students, parents and even coworkers.

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Examples of professional liability lawsuits

Educators are facing legal challenges for an expanding array of actions they take or fail to take in the classroom and other work-related venues.

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Are you already covered?

Many of our association partners provide what is called “in-dues” professional liability insurance, ranging from $100,000 to $2 million in liability coverage.

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MI