Medicare Advantage Plans in Alabama
Medicare Advantage plans in Alabama provide an alternative way to receive your Medicare Part A (hospital) and Part B (medical) benefits. These plans are offered by Medicare-approved private insurance companies, including FTJ Senior Insurance, and are required to cover everything that Original Medicare covers. Many plans also offer extra benefits, such as dental, vision, hearing, and wellness programs, that Original Medicare doesn’t include.
How Popular Are Medicare Advantage Plans in Alabama?
Medicare Advantage is a popular choice for Alabama residents. According to the Centers for Medicare & Medicaid Services (CMS), 51% of Medicare beneficiaries in Alabama are enrolled in a Medicare Advantage plan this past year. Whether you live in Birmingham, Huntsville, Montgomery, or a smaller community, it’s important to review your options and find the plan that fits your needs.
Alabama also offers unique resources for Medicare beneficiaries, including fraud protection and savings programs through the Alabama State Health Insurance Assistance Program (SHIP).
Prescription Drug Coverage with Medicare Advantage
Most Medicare Advantage plans in Alabama include prescription drug coverage (Part D). If your plan does not, you can enroll in a standalone Prescription Drug Plan to ensure your medication needs are covered.
How to Enroll in a Medicare Advantage Plan
The best time to enroll is during the Medicare Annual Enrollment Period (AEP), which runs from October 15 to December 7 each year. During this time, you can review your coverage, compare plans, and make changes for the upcoming year. Because plan benefits and prescription drug coverage can change annually, it’s important to review your options each year.
Let FTJ Senior Insurance Help You Compare Plans
At FTJ Senior Insurance, our licensed agents are here to help you review and compare Medicare Advantage plans in Alabama. We’ll answer your questions, explain your options, and help you find the right coverage for your needs—at no cost and with no obligation to enroll.
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Call us today for a free quote and personalized assistance.