Medicare Advantage in Arizona

Medicare Advantage plans in Arizona provide an alternative way to receive your Medicare Part A (hospital) and Part B (medical) benefits. These plans are offered by Medicare-approved private insurance companies—including FTJ Senior Insurance—and are required to cover everything that Original Medicare covers. Many plans also offer extra benefits, such as dental, vision, hearing, and wellness programs, not included in Original Medicare.

Most Medicare Advantage plans in Arizona include prescription drug coverage (Part D). For 2026, all plans follow CMS rules, including a $35 monthly cap for covered insulin, $0 cost-sharing for adult vaccines, and a $2,100 out-of-pocket maximum for Part D expenses.

The best time to enroll is during the Medicare Annual Enrollment Period (AEP), which runs from October 15 to December 7 each year. During this time, you can review your coverage, compare plans, and make changes for the upcoming year. Because plan benefits and prescription drug coverage can change annually, it’s important to review your options each year.

At FTJ Senior Insurance, our licensed agents are here to help you review and compare Medicare Advantage plans in Arizona. We’ll answer your questions, explain your options, and help you find the right coverage for your needs—at no cost and with no obligation to enroll.