Employee Benefits

Employee Benefits

A portfolio of employee benefits is an outstanding tool for attracting and retaining qualified staff. You also can rely on FTJ for employee benefits such as:

Retirement Planning

Starting in the mid-1960's, Congress singled out educators to benefit from a long-term retirement tool using voluntary, pre-tax savings through salary reduction. FTJ can provide education about 403(b) and 457 programs including eligibility, flexibility and the impact of new legislation. FTJ has access to literally hundreds of investment options from insurance and mutual fund companies. Through education and a wide range of products, your staff will have the tools they need to take full advantage of tax-sheltered retirement planning.

Long-Term Disability Insurance

Your district can effectively eliminate the need for a sick leave pool by combining the comprehensive benefits of a long-term disability policy with your district's sick leave plan. FTJ's regional directors will work with your school board to provide coverage options that fit your district's concerns for quality benefits and affordable premiums.

Life Insurance

Your district can select inexpensive yet flexible plans and features to provide financial protection for employees and their families. FTJ also can provide options for key man insurance as part of your overall benefits package.

Dental Insurance

Fringe benefit surveys show that dental insurance is often the second most requested fringe benefit -- second only to medical insurance. Dental insurance adds tremendous value to an employer's benefits package.

Vision Insurance

With this popular fringe benefit which you can offer at a relatively low price, your employees and their families can enjoy quality vision care, internet access to vision providers and hassle-free claims service.

Long-Term Care

In the past several years, it has become apparent that the high cost of long-term care could be one of the greatest threats to an individual's future financial security. Our staff specializes in long-term care, providing onsite educational workshops and offering insurance plans from several top-rated carriers. This voluntary benefit is a popular program with today's baby boomer generation.

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