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Business Ownerʼs Policy

 

ProDefender helps small and mid-sized firms customize and efficiently manage essential business protection through a bundle of coverages known as a Business Ownerʼs Policy (BOP). This bundled approach typically is more economical than purchasing individual policies.

Request A Quote Online

Complete online form and submit electronically, or print, sign and mail to our offices.

Bundle your insurance protection for convenience & savings

Your business faces many risks that can create financial hardship – storm damage that closes your office, accidents that occur on your premises, or a security breach that exposes client information, and many more scenarios. We can help you, or your firm regardless of size, with affordable protection to address these kinds of risks. Coverage can be customized to address the needs of your business. Most home-based businesses are eligible.

Coverage features include:

  • General liability insurance, for injuries sustained on your premises or damage you cause to others, up to $1 million per claim1
  • Valuable papers and records, including cost to restore lost information; computer hardware and software; plus optional coverage available for cybercrime (i.e., data theft or destruction)
  • Commercial property insurance, which protects structures for building owners, or office contents for renting tenants
  • Loss of business income resulting from a covered incident or accident

Other forms of insurance coverage that can be added to the bundle include:

  • Workers compensation insurance, including early intervention and return-to-work strategies2
  • Commercial vehicle insurance
  • Umbrella liability insurance
  • Employment practices liability insurance
  • Commercial crime & employee dishonesty insurance

Not available in AK, FL, HI, LA, or RI.
Not available in AK or HI.

Travelers logo

ProDefender works exclusively through Travelers Insurance Companies for our clientsʼ business ownerʼs package policy needs. Travelers is rated A (Excellent) by A.M. Best Company.

Related coverages

Professional Liability Insurance

ProDefender specializes in professional liability insurance for lawyers, accountants and other professions.

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Cyber Insurance


Protect your firm against the recovery costs and third-party liabilities that result from a cyber crime or data breach.

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Surety Bonds


Provide a guarantee of your firm's obligations with surety, notary or ERISA bonds.

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