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Human Resources FAQs

FAQs - Quick Answers for HR

Not always. It depends on employer size and how the plan coordinates with Medicare. We’ll help you set a policy and guide each employee’s best choice.

Provide a creditable coverage notice annually and confirm timing when an employee retires or transitions. We’ll draft and deliver the notice for you.

We coordinate spousal transitions separately to ensure both parties avoid gaps and penalties.

Yes. We offer monthly or quarterly workshops, onsite or virtual, with Q&A and personal signup links.

Additional Questions?

Check out our Frequently Asked Questions section to learn more.

For Medicare Coverage,
call us Today!

For those working past age 65, understanding how Medicare coordinates with employer coverage is key. FTJ Senior Insurance provides clarity and confidence to ensure seamless healthcare protection.

Call 1-888-720-0874