Find the coverage you need:
Nationʼs largest, independent program for educators
FTJ was one of the pioneers in offering professional liability insurance to educators — way back in 1985. Today, we provide career protection to more than 80,000 teachers, administrators, and related professionals in all branches of education.
Multiple plans to protect virtually any educator:
- W-2 employed educators, independent contractors, private practitioners, and student teachers
- Educators in pre-school through post-secondary settings, plus those active in adult / continuing / alternative education programs
- Educators in public and private institutions
- Providing instruction or services online or in-person
Rates as low as $108 per year** for $1 million in liability protection for W-2 employed educators. Private practice/independent contractor rates start at $203 per year. Discounted rates available for students.
* Job protection benefits pertain to plans for employed educators only. Reimbursement for criminal defense costs is limited; see policy for details.
** Rates vary from $108 to $116 based on state of residence and association membership. Non-membership rates begin at $133. A state-mandated $20 fee is added to the rates for Pennsylvania residents only.