FTJ strives to offer comprehensive insurance solutions to individuals, nonprofit organizations, and businesses in a variety of industry sectors where we have historically been active.
Association Programs
FTJ is a comprehensive insurance provider for associations, offering products and services that benefit members, protect employees and volunteers, and safeguard the association.
More than 1.2 million association members have access to FTJ-managed insurance programs that feature life, disability, and accident insurance, auto & home coverages, and professional liability insurance.
We also protect associations as businesses, with a range of policies specially attuned to the risks that associations may encounter.
Business Insurance
FTJ specializes in business insurance for small and midsized service businesses, with special expertise in the insurance needs of schools, associations, accounting firms, and law firms.
The common thread within areas of expertise is professional liability insurance, which has served as a gateway to providing a full array of business insurance coverages.
FTJ's ProDefender division specializes in all forms of insurance coverage that law firms and accounting firms require, while our Association HQ Insurance division meets the needs of professional, social, and trade associations.
Employee Benefits
FTJ helps employers find and manage employee benefits that are cost-effective and meets employees' needs.
We work with the nation's leading health insurance companies — Aetna, Blue Cross Blue Shield, Cigna, and United Healthcare — to present a broad array of health insurance options to our clients.
We also manage voluntary worksite insurance programs and provide the tools that make enrollment and administration of both employer-paid and voluntary plans a breeze.
FTJ also possesses uncommon expertise in the development and management of self-funded health plans for larger companies or employer consortiums.
Insurance Administration
As a nationally licensed third-party administrator for life, health, annuity, and property & casualty insurance policies, FTJ is known for its speed-to-market, advanced technology, and operational proficiency.
FTJ also offers comprehensive services for employee benefits enrollment and administration that help organizations maximize their benefits strategies.
With decades of experience, FTJ deftly handles the detailed back-office tasks so our clients can focus their energies in areas they desire.
Financial Planning
FTJʼs full-service teams help individuals and businesses achieve their financial goals.
FTJ Retirement Advisors provides wealth management and retirement planning services, crafting customized strategies that help each client achieve a comfortable retirement.
We also consult with businesses, helping them establish, manage, and promote employee investment plans.
FTJ Senior Insurance helps seniors find the best Medicare Advantage or Medicare supplement plans, as well as dental, vision, hearing, and long-term care policies, and term or premanent life insurance.
