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Professional Liability Insurance



Businesses that provide professional services or advice to their clients may need professional liability insurance, which protects against negligence, errors, or omissions. This coverage is often contractually required by clients or legally required to practice in certain professions.

Our experience, at your service

FTJ has a long history and deep understanding of the professional liability insurance category, having been involved in the policy development, underwriting guidelines, pricing, and sales of several lines of professional liability.

FTJ pioneered professional liability insurance for educators in the mid-1980s, and our staff has been active since that time in marketing and program management for other forms of professional liability insurance as well. Today, FTJ specializes in:

Accountants Professional Liability Insurance

Through our ProDefender division, FTJ is the managing general underwriter for accountants professional liability insurance underwritten by Berkley Select LLC, a subsidiary of insurance holding company W.R. Berkley Corporation.

The Berkley companies are rated A+ (Superior) by AM Best Company.

FTJ also serves as a broker for accountants professional liability, working with a variety of underwriters to find the best coverage / cost options for clients that aren't best served by our program business.

Lawyers Professional Liability Insurance

FTJ's ProDefender division serves as a broker for lawyers professional liability insurance, working with a dozen of the industry's top-rated underwriters for lawyers to provide the best coverage options and pricing for our clients.

ProDefender also represents Berkshire Hathaway GUARD Insurance Companies as a managing general agent for lawyers professional liability insurance in Texas, Louisiana, Kansas, and Missouri.

Berkshire Hathaway GUARD is rated A+ (Superior) by AM Best Company.

Educators Professional Liability Insurance

FTJ insures more than 80,000 teachers and administrators through the nation's largest independent professional liability program for educators.

Our policies provide protection to employed educators, independent contractors, private practitioners, and student teachers in pre-school through post-secondary settings, including alternative / adult / continuing education programs.

Policies for W-2 employed educators also include career protection benefits if an insured is subject to a job action such as demotion, transfer, reassignment or dismissal.

Related coverages

Business Insurance

General liability, commercial property, and related business insurance coveages.

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Cyber Insurance

Protection against the recovery costs and third-party liabilities that result from a cyber attack.

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Employee Benefits

Group health insurance and other employee benefits that keep your workers healthy and productive.

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Letʼs talk insurance.

Finding the best insurance solution always starts with a conversation — about your unique business and the risks it may face.